With restricted stock units (RSUs), the easy part of accumulating newfound wealth is by vesting. The hard part is decumulating those shares, figuring out when to sell, and doing so in a tax-efficient way.

Here’s the DATA. If you’re lucky enough to work at a public company and have RSUs, you have a decision to make every month/quarter upon vest: Should you (1) sell your vested RSUs, or (2) keep them?

Most companies “pop” on Day 1. But after 3 years, the story is much different. And, even worse, the bottom decile of IPOs are nearly completely wiped out.

Listen to Episode #648 of the Money Tree Investing Podcast with Kirk Chisholm to hear Josh demystify important concepts and common behavior traps that employees with equity compensation make.

Yesterday I was back at Harvard Business School to debut a case on equity compensation and financial planning that I wrote with a couple professors.

Most financial advisors charge a “percentage of assets under management”. I don’t. This is how I think it benefits both me and my clients.